SEDAR Interim Financial Statements

Real Matters Inc. Interim Condensed Consolidated Statements of Financial Position December 31, 2025 and September 30, 2025 (unaudited - in thousands of United States (“U.S.”) dollars) The accompanying notes are an integral part of these unaudited interim condensed consolidated financial statements. Real Matters Inc. – December 31, 2025 - 1 December 31, September 30, 2025 2025 ASSETS CURRENT Cash and cash equivalents $ 43,798 $ 40,190 Trade and other receivables 10,312 17,874 Income taxes recoverable - 175 Prepaid expenses 2,037 2,489 Other assets (Note 9) 1 1,228 56,148 61,956 NON-CURRENT Intangibles 1,670 1,879 Goodwill 43,181 43,181 Property and equipment 1,808 1,967 Other assets (Note 9) - 570 Deferred tax assets 2,573 2,009 49,232 49,606 TOTAL ASSETS $ 105,380 $ 111,562 LIABILITIES CURRENT Trade payables $ 8,734 $ 10,469 Accrued charges 1,960 2,982 Income taxes payable 182 - Other liabilities (Note 8 & 9) 844 2,370 Lease liabilities (Note 7) 612 799 12,332 16,620 NON-CURRENT Deferred tax liabilities 1,922 1,839 Other liabilities (Note 8) 854 1,307 Lease liabilities (Note 7) 838 930 3,614 4,076 TOTAL LIABILITIES 15,946 20,696 EQUITY SHAREHOLDERS' EQUITY Common shares 233,693 233,506 Contributed surplus 14,017 13,651 Accumulated deficit (146,960) (143,442) Accumulated other comprehensive loss (11,316) (12,849) TOTAL EQUITY 89,434 90,866 TOTAL LIABILITIES AND EQUITY $ 105,380 $ 111,562 Real Matters Inc. Interim Condensed Consolidated Statements of Operations and Comprehensive Loss For the periods ended December 31, 2025 and 2024 (unaudited - in thousands of U.S. dollars except per share amounts) The accompanying notes are an integral part of these unaudited interim condensed consolidated financial statements. Real Matters Inc. – December 31, 2025 - 2 Three months ended 2025 2024 REVENUES (Note 10) $ 46,536 $ 40,983 TRANSACTION COSTS 33,569 30,130 OPERATING EXPENSES (Note 5) 12,974 12,561 AMORTIZATION 755 758 RESTRUCTURING EXPENSES - 461 INTEREST EXPENSE 65 77 INTEREST INCOME (340) (475) NET FOREIGN EXCHANGE LOSS (GAIN) 1,458 (6,124) LOSS ON FAIR VALUE OF DERIVATIVES (Note 9) 1,286 1,671 (LOSS) INCOME BEFORE INCOME TAX EXPENSE (RECOVERY) (3,231) 1,924 INCOME TAX EXPENSE (RECOVERY) Current 727 333 Deferred (440) (689) TOTAL INCOME TAX EXPENSE (RECOVERY) 287 (356) NET (LOSS) INCOME (3,518) 2,280 OTHER COMPREHENSIVE INCOME (LOSS) Items that will be reclassified to net income or loss: Foreign currency translation adjustment 1,533 (6,574) COMPREHENSIVE LOSS $ (1,985) $ (4,294) Net (loss) income per weighted average share, basic (Note 4) $ (0.05) $ 0.03 Net (loss) income per weighted average share, diluted (Note 4) $ (0.05) $ 0.03 Weighted average number of shares outstanding (thousands), basic (Note 4) 74,257 74,009 Weighted average number of shares outstanding (thousands), diluted (Note 4) 74,257 74,448 Real Matters Inc. Interim Condensed Consolidated Statements of Cash Flows For the periods ended December 31, 2025 and 2024 (unaudited - in thousands of U.S. dollars) The accompanying notes are an integral part of these unaudited interim condensed consolidated financial statements. Real Matters Inc. – December 31, 2025 - 3 Three months ended 2025 2024 NET INFLOW (OUTFLOW) OF CASH RELATED TO THE FOLLOWING OPERATING Net (loss) income $ (3,518) $ 2,280 Items not affecting cash: Stock-based compensation (Note 8) 86 58 Amortization of intangibles 476 442 Amortization of property and equipment 279 316 Interest expense 65 77 Loss on fair value of de --- rivatives (Note 9) 1,286 1,671 Income tax expense (recovery) 287 (356) Unrealized foreign exchange loss (gain) on internal financing arrangements 1,207 (4,984) Changes in non-cash working capital items (Note 6) 5,215 2,519 Proceeds from the settlement of derivatives (Note 9) 866 - Payment of cash-settled restricted share units ("RSUs") (Note 8) (2,032) - Interest paid (65) (77) Income taxes paid (376) (466) Cash generated from operating activities 3,776 1,480 INVESTING Intangible asset additions (248) (115) Property and equipment additions (114) (33) Payments received from sublease 59 84 Cash utilized in investing activities (303) (64) FINANCING Repayment of lease liabilities (Note 7) (283) (265) Proceeds from the exercise of stock options 139 32 Cash utilized in financing activities (144) (233) Effect of foreign currency translation on cash and cash equivalents 279 (1,279) NET CASH INFLOW (OUTFLOW) 3,608 (96) CASH AND CASH EQUIVALENTS, BEGINNING OF YEAR 40,190 49,143 CASH AND CASH EQUIVALENTS, END OF PERIOD $ 43,798 $ 49,047 SUPPLEMENTAL CASH FLOW INFORMATION: Cash and cash equivalents are comprised of: Cash $ 1,998 $ 3,310 Cash equivalents 41,800 45,737 $ 43,798 $ 49,047 Real Matters Inc. Interim Condensed Consolidated Statements of Equity For the three months ended December 31, 2025 and 2024 (unaudited - in thousands of U.S. dollars) The accompanying notes are an integral part of these unaudited interim condensed consolidated financial statements. Real Matters Inc. – December 31, 2025 - 4 Common shares Contributed surplus Accumu- lated deficit Accumu- lated other compre- hensive loss Total equity Balance at September 30, 2025 $ 233,506 $ 13,651 $ (143,442) $ (12,849) $ 90,866 Net loss (3,518) (3,518) Common shares issued on the exercise of stock options 187 (48) 139 Stock-based compensation 414 414 Foreign currency translation adjustment 1,533 1,533 Balance at December 31, 2025 $ 233,693 $ 14,017 $ (146,960) $ (11,316) $ 89,434 Common shares Restricted shares Contributed surplus Accumu- lated deficit Accumu- lated other comprehen- sive loss Total equity Balance at September 30, 2024 $ 232,554 $ (311) $ 13,926 $ (120,934) $ (9,531) $ 115,704 Net income 2,280 2,280 Common shares issued on the exercise of stock options 47 (15) 32 Stock-based compensation 383 383 Foreign currency translation adjustment (6,574) (6,574) Balance at December 31, 2024 $ 232,601 $ (311) $ 14,294 $ (118,654) $ (16,105) $ 111,825 Real Matters Inc. Notes to the Interim Condensed Consolidated Financial Statements For the periods ended December 31, 2025 and 2024 (unaudited - in thousands of U.S. dollars and shares, except per share amounts, unless otherwise stated) Real Matters Inc. – December 31, 2025 - 5 1. Nature of Operations Real Matters Inc. (“Real Matters” or the “Company”) is a leading technology and network management company providing appraisal and title services through its Solidifi brand to the mortgage lending industry in the U.S. and appraisal and insurance inspection services to the mortgage lending and insurance industries in Canada through its Solidifi and iv3 brands, respectively. Real Matters’ head office and Canadian operations are located at 50 Minthorn Boulevard, Markham, Ontario and its U.S. subsidiaries operate at the Company’s principal offices in Buffalo, New York and Middletown, Rhode Island. 2. Basis of Presentation and Material Accounting Policies The unaudited interim condensed consolidated financial statements (“financial statements”) --- are presented in thousands of U.S. dollars. Statement of compliance The financial statements have been prepared in accordance with IFRS® Accounting Standards (“IFRS Accounting Standards”) under IAS 34 “Interim Financial Reporting” as issued by the International Accounting Standards Board (“IASB”). Accordingly, certain information and disclosures normally included in annual financial statements prepared in accordance with IFRS Accounting Standards have been omitted or condensed. These financial statements should be read in conjunction with the annual audited consolidated financial statements, and notes thereto, for the years ended September 30, 2025 and 2024 (the “annual financial statements”). These financial statements were authorized for issue by the board of directors on January 28, 2026. Use of estimates and judgments The preparation of these financial statements requires management to employ certain accounting estimates and judgments in the application of the Company’s accounting policies. The areas involving significant estimate and judgment are set out in Note 2 to the Company’s annual financial statements. There have been no notable changes in the methods employed by management to determine significant estimates and judgments since September 30, 2025, except as outlined in Note 3. Summary of material accounting policies The material accounting policies and methodologies applied by the Company in preparing these financial statements are the same as those outlined in the most recent annual financial statements, except as outlined in Note 3. Seasonality Residential mortgage origination volumes in North America are a key driver of the Company’s financial performance and are influenced by cyclical trends and seasonality. Cyclical trends include fluctuations in mortgage interest rates, the capacity of lenders to underwrite mortgages, residential real estate prices, housing inventory, demand for housing, the availability of funds for mortgage loans, credit requirements, regulatory changes, household indebtedness, employment levels and the general health of the North American economy. The Company’s transaction-based revenues for appraisal services in our U.S. Appraisal and Canadian segments are also impacted by the seasonal nature of the residential mortgage industry, which typically sees home buyers purchase more homes in the Company’s third and fourth fiscal quarters, representing the three months ending June 30 and September 30, respectively. The results reported in these financial statements should not be regarded as an indication of the results expected for the entire year. Real Matters Inc. Notes to the Interim Condensed Consolidated Financial Statements For the periods ended December 31, 2025 and 2024 (unaudited - in thousands of U.S. dollars and shares, except per share amounts, unless otherwise stated) Real Matters Inc. – December 31, 2025 - 6 3. Recent Accounting Pronouncements Presentation and Disclosure in Financial Statements In April 2024, the IASB issued IFRS 18 - “Presentation and Disclosure in Financial Statements” to achieve more transparent and comparable information about the financial performance of similar entities. IFRS 18 introduces new requirements and guidance on presentation and disclosure in the financial statements including the following: • requirements to improve the structure and comparability of the income statement through the presentation of income and expenses within five defined categories – operati --- ng, investing, financing, income tax and discontinued operations. Entities will also be required to present new defined subtotals, including operating profit; • introduction of disclosures about management-defined performance measures to be explained and included in a separate note to the financial statements; • enhanced guidance on organizing information and whether to provide information in the financial statements or the notes while ensuring material information is not obscured; • improved transparency about operating expenses. IFRS 18 replaces IAS 1 - “Presentation of Financial Statements” but carries forward many requirements from IAS 1 unchanged. The standard is effective for annual reporting periods beginning on or after January 1, 2027, but earlier application is permitted. The Company is currently performing a gap analysis to prepare for retroactive application of this standard and expects to apply this standard on October 1, 2027. Amendments to the Classification and Measurement of Financial Instruments In May 2024, the IASB issued “Amendments to the Classification and Measurement of Financial Instruments (Amendments to IFRS 9 and IFRS 7)” to address matters identified during the post-implementation review of classification and measurement requirements of IFRS 9 – “Financial Instruments”. The IASB provided clarification to improve the understandability of the following: derecognition of a financial liability settled through electronic transfer, classification of certain financial assets and disclosures related to investments in equity instruments designated at fair value through other comprehensive income and contractual terms that could change the timing or amount of contractual cash flows. These amendments are effective for annual reporting periods beginning on or after January 1, 2026 on a retrospective basis but restatement of prior periods is not required. The Company expects to apply these amendments on October 1, 2026, and is currently assessing the impact on the Company’s financial statements. Real Matters Inc. Notes to the Interim Condensed Consolidated Financial Statements For the periods ended December 31, 2025 and 2024 (unaudited - in thousands of U.S. dollars and shares, except per share amounts, unless otherwise stated) Real Matters Inc. – December 31, 2025 - 7 4. Net (Loss) Income per Weighted Average Share The following table outlines the components used to calculate basic and diluted net (loss) income per share attributable to common shareholders: Three months ended December 31 2025 2024 Net (loss) income $ (3,518) $ 2,280 Weighted average number of shares, basic 74,257 74,009 Dilutive effect of stock options and equity-settled RSUs - 439 Weighted average number of shares, diluted 74,257 74,448 Net (loss) income per weighted average share, basic $ (0.05) $ 0.03 Net (loss) income per weighted average share, diluted $ (0.05) $ 0.03 At December 31, 2025, 1,941 (2024 - 1,897 stock options) stock options and RSUs were excluded from the dilutive weighted average number of shares because their effect would have been anti-dilutive. 5. Operating Expenses Three months ended December 31 2025 2024 Operating expenses: Salaries and benefits $ 9,602 $ 9,109 Office and computer 1,710 1,671 Professional fees 690 641 Sales and marketing 422 345 Travel and entertainment 207 265 Other 343 530 $ 12,974 $ 12,561 6. Changes in Non-Cash Working Capital Items The following table outlines changes in non-cash working capital items: Thre --- e months ended December 31 Inflow (outflow) 2025 2024 Trade and other receivables $ 7,503 $ 4,793 Prepaid expenses 452 792 Trade payables (1,735) (2,283) Accrued charges (1,022) (598) Effect of foreign currency translation adjustments and other non-cash changes 17 (185) $ 5,215 $ 2,519 Real Matters Inc. Notes to the Interim Condensed Consolidated Financial Statements For the periods ended December 31, 2025 and 2024 (unaudited - in thousands of U.S. dollars and shares, except per share amounts, unless otherwise stated) Real Matters Inc. – December 31, 2025 - 8 7. Changes in Liabilities Arising from Financing Activities Three months ended December 31, 2025 Cash flows Non-cash changes Opening balance - October 1, 2025 Proceeds Re- payments Change in fair value Effect of foreign currency translation Other non- cash changes Ending balance - December 31, 2025 Lease liabilities $ 1,729 - (283) - 4 - $ 1,450 Three months ended December 31, 2024 Cash flows Non-cash changes Opening balance - October 1, 2024 Proceeds Re- payments Change in fair value Effect of foreign currency translation Other non- cash changes Ending balance - December 31, 2024 Lease liabilities $ 2,823 - (265) - (24) - $ 2,534 8. Stock-Based Compensation Stock options The Company did not grant any stock options during the three months ended December 31, 2025. The following table outlines changes to stock options: Three months ended December 31 2025 2024 Number of stock options Weighted average exercise price Number of stock options Weighted average exercise price Outstanding balance, beginning of year 1,569 C$ 10.21 2,367 C$ 9.66 Granted, during the period - C$ - 10 C$ 6.37 Exercised, during the period (49) C$ 3.93 (7) C$ 6.38 Outstanding balance, end of period 1,520 C$ 10.42 2,370 C$ 9.65 Stock options exercisable, end of period 1,419 C$ 10.74 2,205 C$ 9.92 The Company recorded stock-based compensation expense attributable to stock options of $18 (2024 - $39) to operating expenses in the interim condensed consolidated statements of operations and comprehensive loss for the three months ended December 31, 2025. Real Matters Inc. Notes to the Interim Condensed Consolidated Financial Statements For the periods ended December 31, 2025 and 2024 (unaudited - in thousands of U.S. dollars and shares, except per share amounts, unless otherwise stated) Real Matters Inc. – December 31, 2025 - 9 The following table summarizes certain information for stock options outstanding as at December 31, 2025: Exercise price range Number of stock options Weighted average remaining contractual life, expressed in years Number of stock options exercisable C$ 4.67 – C$ 5.90 100 4.22 71 C$ 5.91 – C$ 6.37 168 2.55 98 C$ 6.38 – C$ 6.63 200 3.09 200 C$ 6.64 – C$ 6.89 220 0.48 220 C$ 6.90 – C$ 11.48 114 0.98 112 C$ 11.49 – C$ 12.73 218 0.90 218 C$ 12.74 – C$ 13.50 261 1.36 261 C$ 13.51 – C$ 17.70 47 1.36 47 C$ 17.71 – C$ 20.88 192 1.88 192 1,520 1.75 1,419 RSUs The Company granted the following RSUs during the three months ended December 31, 2025: Grant date Plan Group granted to Vesting date Number of RSUs granted Weighted average grant date fair value, expressed in Canadian dollars ("C$") November 28, 2025 2022 Equity Plan Executive officers and certain employees November 28, 2028 498 C$ 6.59 November 28, 2025 2017 Equity Plan Directors November 28, 2025 84 C$ 6.59 The following table outlines changes to RSUs: Three months ended December 31 2025 2024 Number of RSUs Number of RSUs Outstanding balance, begin --- ning of year 1,430 1,213 Granted 582 378 Settled (489) - Forfeited - (18) Outstanding balance, end of period 1,523 1,573 Vested, but not settled, end of period 429 378 Real Matters Inc. Notes to the Interim Condensed Consolidated Financial Statements For the periods ended December 31, 2025 and 2024 (unaudited - in thousands of U.S. dollars and shares, except per share amounts, unless otherwise stated) Real Matters Inc. – December 31, 2025 - 10 The Company recorded stock-based compensation expense attributable to RSUs of $68 (2024 - $19), including fair value changes in RSUs classified as liabilities, to operating expenses in the interim condensed consolidated statements of operations and comprehensive loss for the three months ended December 31, 2025. The total carrying amount of liabilities for cash-settled RSUs at December 31, 2025 was $1,332 (September 30, 2025 - $3,677) and is recorded in Other Liabilities. 9. Financial Instruments The following table categorizes the Company’s derivative financial assets and liabilities and presents their estimated fair values. Financial instruments are recorded as other assets or other liabilities in the Company’s interim condensed consolidated statements of financial position. December 31, September 30, 2025 2025 Financial assets Derivatives not designated in a hedging relationship: Current - other assets - total return swaps $ 1 $ 1,228 Non-current - other assets - total return swaps $ - $ 570 Financial liabilities Derivatives not designated in a hedging relationship: Non-current - other liabilities - total return swaps $ 366 $ - The Company realized a gain and received proceeds of $866 from the settlement of a total return swap during the three months ended December 31, 2025 (2024 - $nil). The following table outlines the hierarchical measurement categories for the fair value of financial assets or liabilities. At December 31, 2025 and September 30, 2025, financial assets or liabilities had the following estimated fair values expressed on a gross basis: December 31, 2025 Quoted prices in active markets for identical assets (Level 1) Significant other observable inputs (Level 2) Significant un- observable inputs (Level 3) Total Other assets - total return swaps $ - $ 1 $ - $ 1 Other liabilities - total return swaps - (366) - (366) $ - $ (365) $ - $ (365) Real Matters Inc. Notes to the Interim Condensed Consolidated Financial Statements For the periods ended December 31, 2025 and 2024 (unaudited - in thousands of U.S. dollars and shares, except per share amounts, unless otherwise stated) Real Matters Inc. – December 31, 2025 - 11 September 30, 2025 Quoted prices in active markets for identical assets (Level 1) Significant other observable inputs (Level 2) Significant un- observable inputs (Level 3) Total Other assets - total return swaps $ - $ 1,798 $ - $ 1,798 $ - $ 1,798 $ - $ 1,798 The hierarchal measurement categories for financial assets and liabilities, recognized at fair value on a recurring basis, are re-assessed at the end of each reporting period. For the three months ended December 31, 2025 and 2024, there were no transfers between levels or changes to the valuation techniques used to estimate fair value. The estimated fair values of financial instruments are calculated using available market information, and commonly accepted valuation methods. Considerable judgment is required to interpret market information used to develop these estimates. Accordingly, these fair value estimates are --- not necessarily indicative of the amounts the Company, or counterparties to the instruments, could realize in a current market exchange. Total return swaps The Company’s total return swaps are recorded at estimated fair value based on quotes received from the financial institution that is counterparty to the agreements. The Company verifies the reasonableness of the quotes by comparing them to share price movements adjusted for interest using a market rate of interest specific to the terms of the underlying contract. The use of different assumptions and or estimation methods could result in differing estimates of fair value, which the Company believes would not be material. The Company entered into the following total return swaps outlined in the table below: Total return swaps Date entered Notional amount Share price Number of units Effective date Expiration date November 2023 C$ 2,029 C$ 5.78 351 December 2023 December 2026 November 2024 C$ 2,017 C$ 6.42 314 November 2024 November 2027 November 2025 C$ 3,185 C$ 6.39 499 November 2025 November 2028 The contractual maturities of the Company’s derivative financial liabilities are as follows: December 31, 2025 Payments due Total Less than 1 year 1-3 years 4-5 years After 5 years Total return swaps $ 366 $ - $ 366 $ - $ - Estimated fair value The carrying value of cash and cash equivalents, trade and other receivables, trade payables and accrued charges approximate their fair values due to the relatively short maturities of these instruments. Real Matters Inc. Notes to the Interim Condensed Consolidated Financial Statements For the periods ended December 31, 2025 and 2024 (unaudited - in thousands of U.S. dollars and shares, except per share amounts, unless otherwise stated) Real Matters Inc. – December 31, 2025 - 12 10. Segmented Reporting The Company conducts its business through three reportable segments: U.S. Appraisal, U.S. Title and Canada. The Company reports segment information based on internal reports used by the Chief Operating Decision Maker (“CODM”) to make operating and resource allocation decisions and to assess performance. The CODM is the Chief Executive Officer of the Company. The U.S. Appraisal segment provides residential mortgage appraisals for purchase, refinance, home equity and default transactions through its Solidifi brand. The U.S. Title segment serves the title market by providing various title services for refinance, purchase, home equity, short sale and real estate owned (“REO”) transactions to financial institutions through its Solidifi brand. As an independent title insurance agent, the Company provides services required to close a mortgage transaction, including title search, curative, closing and escrow services and title policy issuance. Diversified title services represent software subscription fees earned from other title insurance agencies and mortgage lenders. The Canadian segment’s primary service offerings include residential mortgage appraisals for purchase, refinance and home equity transactions provided through its Solidifi brand. Additionally, the Company provides insurance inspection services to property and casualty insurers across Canada through its iv3 brand. The Company excludes corporate costs in the determination of each operating segment’s performance. Corporate costs include certain executive and employee costs, legal, finance, internal audit, treasury, investor relations, compliance, human resources, technical and software development, --- corporate development and other administrative support function costs. The CODM does not evaluate operating segments using discrete asset information and the Company does not specifically allocate assets to operating segments for internal reporting purposes. The accounting policies for each operating segment are the same as those described in the basis of presentation and material accounting policies note, and applicable policies outlined in the recent accounting pronouncements note, Notes 2 and 3, respectively. The Company evaluates segment performance based on revenues, net of transaction costs. Real Matters Inc. Notes to the Interim Condensed Consolidated Financial Statements For the periods ended December 31, 2025 and 2024 (unaudited - in thousands of U.S. dollars and shares, except per share amounts, unless otherwise stated) Real Matters Inc. – December 31, 2025 - 13 Three months ended December 31 2025 2024 Revenues U.S. Appraisal $ 32,892 $ 29,340 U.S. Title 4,451 2,536 Canada 9,193 9,107 $ 46,536 $ 40,983 Revenues net of transaction costs U.S. Appraisal $ 8,355 $ 7,774 U.S. Title 2,842 1,355 Canada 1,770 1,724 $ 12,967 $ 10,853 Amortization U.S. Appraisal $ 84 $ 80 U.S. Title 527 560 Canada - - Corporate 144 118 $ 755 $ 758 Operating expenses $ 12,974 $ 12,561 Restructuring expenses - 461 Interest expense 65 77 Interest income (340) (475) Net foreign exchange loss (gain) 1,458 (6,124) Loss on fair value of derivatives 1,286 1,671 (Loss) income before income tax expense (recovery) $ (3,231) $ 1,924 Geographic segmentation of the Company’s assets is as follows: December 31, 2025 U.S. Canada Corporate Total Intangibles $ 490 $ - $ 1,180 $ 1,670 Goodwill $ 43,181 $ - $ - $ 43,181 Property and equipment $ 1,359 $ - $ 449 $ 1,808 September 30, 2025 U.S. Canada Corporate Total Intangibles $ 849 $ - $ 1,030 $ 1,879 Goodwill $ 43,181 $ - $ - $ 43,181 Property and equipment $ 1,502 $ - $ 465 $ 1,967 Real Matters Inc. Notes to the Interim Condensed Consolidated Financial Statements For the periods ended December 31, 2025 and 2024 (unaudited - in thousands of U.S. dollars and shares, except per share amounts, unless otherwise stated) Real Matters Inc. – December 31, 2025 - 14 Revenues by service type The Company’s revenue is derived from contracts with customers. The disaggregation of revenue by service type is reconciled to the Company’s segment revenue: Three months ended December 31 2025 2024 Appraisal $ 41,341 $ 37,528 Title - mortgage origination, home equity and REO 4,279 2,287 Title - diversified 172 249 Insurance inspection 744 919 $ 46,536 $ 40,983