Galaxy Digital launches GalaxyOne platform

Mr. Mike Novogratz reports GALAXY LAUNCHES GALAXYONE, BRINGING INSTITUTIONAL-QUALITY FINANCIAL OFFERINGS TO INDIVIDUAL INVESTORS Galaxy Digital Inc. has launched GalaxyOne, a financial technology platform offering United States-based individual investors access to high yields on fiat cash, alongside crypto and equity trading in a single digital experience. Accredited investors can access 8.00 per cent annual percentage yield through Galaxy premium yield while all investors can earn 4.00 per cent APY on cash deposits and the ability to autoreinvest earned interest into bitcoin or other supported crypto -- all backed by Galaxy's financial expertise, rigorous risk management and white-glove client service. "We've spent years building institutional-quality infrastructure to serve the world's most sophisticated investors. Now, we're extending that edge to individuals," said Mike Novogratz, founder and chief executive officer of Galaxy. "Importantly, GalaxyOne advances our mission of becoming a full-spectrum financial services provider that builds trusted, regulated and accessible products for all market segments." GalaxyOne, which is available on mobile (iOS and Android) and on-line in the U.S., launches with four core products: Galaxy premium yield: earn 8.00 per cent APY through an investment note issued by Galaxy Digital LP, a subsidiary of Galaxy Digital Inc. and available exclusively to U.S. accredited investors on GalaxyOne; yield is generated by Galaxy's institutional lending business, active since 2018; each investment requires a $25,000 minimum and is capped at $1-million per investor with an initial $250-million total investment cap; interest accrues daily and is paid monthly into the GalaxyOne cash account; GalaxyOne cash: earn 4.00 per cent APY in a high-yield cash deposit account Federal Deposit Insurance Corp. insured up to $250,000; banking services are provided by Cross River Bank, member of FDIC; GalaxyOne crypto: buy, trade, hold and transfer major blue-chip digital assets, including bitcoin, ethereum and solana; transparent pricing, recurring purchases and real-time execution are available on the platform; GalaxyOne brokerage: access commission-free trading of more than 2,000 U.S. stocks and exchange-traded funds in individual brokerage accounts; retirement accounts (traditional and Roth IRAs) are also available; fractional share trading is available with a $10 minimum per trade; clients have the option to earn passive income by lending their eligible stocks through the GalaxyOne stock lending program. GalaxyOne was originally developed under the name Fierce, which Galaxy acquired in 2024. The platform is led by Zac Prince, managing director at Galaxy, alongside the original development team. Fierce's former chief executive officer, Rob Cornish, will continue to support the platform's operations as chief technology officer of Galaxy. GalaxyOne sits alongside GalaxyOne institutional as part of a unified suite of products, each tailored to client needs, but both built to Galaxy's institutional standards of security, scale and risk management. "As technology reshapes how people invest, expectations are clear: more yield, easier access from a single platform and opportunities that extend beyond traditional boundaries," said Mr. Prince. "GalaxyOne delivers exactly that: a unified opportunity to earn yield on cash, trade crypto and access U.S. equities, all supported by Galaxy's financial discipline, institutional oversight and professional team trusted by some of the world's most sophisticated institutions. We have an exciting road map ahead and are excited to deliver a differentiated financial experience to our clients. This is just the beginning." About Galaxy Digital Inc. Galaxy Digital is a global leader in digital assets and data centre infrastructure, delivering solutions that accelerate progress in finance and artificial intelligence. Its digital asset platform offers institutional access to trading, advisory, asset management, staking, self-custody and tokenization technology. In addition, it invests in and operates cutting-edge data centre infrastructure to power artificial intelligence and high performance computing, including an 800-megawatt flagship campus with an additional 2.7 gigawatts under study -- positioning Galaxy among the largest data centre developments in North America. The company is headquartered in New York, with offices across North America, Europe, the Middle East and Asia. We seek Safe Harbor.