Galaxy Digital launches GalaxyOne platform

Executive Summary

• Galaxy Digital Inc. launched GalaxyOne, a fintech platform that gives U.S. individual investors access to high‑yield cash accounts, crypto trading, and commission‑free equity brokerage in one digital experience.
• Accredited investors can earn an 8.00 % APY on a note issued by Galaxy Digital LP (minimum $25k, capped at $1 M per investor, total cap $250 M); all investors receive a 4.00 % APY on FDIC‑insured cash deposits.
• The platform integrates four core products—premium yield, cash deposit account, crypto trading, and brokerage—and is supported by Galaxy’s institutional lending business and banking partner Cross River Bank.

Key Details

• Galaxy Premium Yield: 8.00 % APY note issued by Galaxy Digital LP; $25k minimum, $1 M per‑investor cap, total $250 M investment limit; interest accrues daily, paid monthly.
• GalaxyOne Cash: 4.00 % APY on cash deposits; FDIC insured up to $250,000; banking services provided by Cross River Bank (FDIC member).
• GalaxyOne Crypto: Enables buying, trading, holding, and transferring major digital assets (BTC, ETH, SOL) with transparent pricing, recurring purchases, and real‑time execution.
• GalaxyOne Brokerage: Commission‑free access to >2,000 U.S. stocks & ETFs; supports traditional and Roth IRAs; fractional shares available with $10 minimum trade; optional stock‑lending program for passive income.
• Platform Availability: Mobile (iOS/Android) and web for U.S. investors; launched under the former “Fierce” brand acquired by Galaxy in 2024.
• Leadership: Managed by Zac Prince, Managing Director at Galaxy; former Fierce CEO Rob Cornish now CTO of GalaxyOne.
• Strategic Rationale: Extends Galaxy’s institutional‑grade infrastructure to retail investors, broadening the company’s full‑spectrum financial services offering.

Notable Quotes

“We've spent years building institutional-quality infrastructure to serve the world's most sophisticated investors. Now, we're extending that edge to individuals.” – Mike Novogratz, Founder & CEO, Galaxy Digital Inc.

“GalaxyOne delivers exactly that: a unified opportunity to earn yield on cash, trade crypto and access U.S. equities, all supported by Galaxy's financial discipline, institutional oversight and professional team trusted by some of the world's most sophisticated institutions.” – Zac Prince, Managing Director, Galaxy Digital Inc.