M&A / Property
UATP Partners with Burbank to Deliver Card-Present over Internet(TM) Solutions to Airline Merchants

AC · Price
Executive Summary
- UATP announced a strategic partnership with fintech firm Burbank to offer Card‑Present over Internet (CPoI®) technology to airline merchants.
- The CPoI® solution enables card‑present transactions in online channels, aiming to reduce fraud, chargebacks, and processing costs while improving authorization rates.
- Initial rollout will focus on airlines, with potential expansion to other verticals, providing liability protection for merchants and cost savings across the payment ecosystem.
Key Details
- Partnership Scope: UATP will integrate Burbank’s CPoI® technology into its network, allowing airline merchants to accept card‑present payments online via mobile devices.
- Fraud & Cost Impact Claims:
- Online fraud and chargebacks cost merchants > $40 billion annually; false positives add $443 billion in lost revenue.
- CPoI® is reported to raise authorization rates by 5‑10% versus card‑not‑present transactions.
- Benefits Highlighted:
- Liability Shift: Transactions qualify as card‑present, keeping liability with issuers rather than merchants.
- Processing Cost Reduction: Eliminates scheme fees and lowers chargeback servicing costs.
- Fraud Mitigation: Reduces reliance on anti‑fraud AI, 3DS, and other fraud models.
- Reputational Risk Lowering: Fewer chargebacks improve merchant reputation.
- Quotes:
- Ralph Kaiser, President & CEO of UATP: Emphasized commitment to innovation and cost savings for merchants.
- Justin Pike, CEO of Burbank: Stated the goal of transforming online commerce by minimizing fraud and false positives.
- Target Market: Initial focus on airline merchants; technology applicable to any high‑volume vertical.
- Implementation Timeline: Not specified; partnership announced with immediate intent to begin rollout for airlines.
Notable Quotes
“This partnership reflects UATP's commitment to working with leading payment innovators to meet the evolving needs of our Merchants,” – Ralph Kaiser, President & CEO, UATP
“Through CPoI®, we're synchronizing in-store security capabilities with digital payment systems… drastically minimizing fraud and eliminating false positive challenges consistently hurting businesses' revenue,” – Justin Pike, CEO, Burbank
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Jun 26, 2026 · 09:00