Wisr AI Systems and Moneylab Enter into an MOU to Develop Agentic AI Cyber Platform Focused on Financial Services Risk

Executive Summary

• Wisr AI Systems Inc. has signed a Memorandum of Understanding with Moneylab Technologies Inc. to co‑develop an AI‑driven Cybersecurity Threat Prediction Platform for North American regional banks and credit unions.
• The partnership will be commercialized as the “Moneylab Application,” a SaaS solution that will generate royalty revenues for Wisr AI based on net sales, with accelerated royalties until customization expenses are repaid followed by ongoing royalties.
• Both parties aim to finalize a definitive agreement by February 28 2026, establishing exclusive rights during negotiations and defining IP ownership and revenue‑share percentages.

Key Details

• Collaboration Scope: Joint development of an advanced AI‑driven cybersecurity threat prediction platform tailored for banking and financial services compliance needs.
• Target Market: Over 8,000 regional banks and credit unions across North America.
• Solution Features: Real‑time monitoring, anomaly detection, predictive threat mitigation covering four risk vectors – Vulnerability & Exploit Risk, Supply Chain & Third‑Party Risk, Brand Integrity (Confidence Risk Index), and Dark Net Risk Score.
• Commercial Framework: Two‑part royalty structure:
• Accelerated Royalty: Percentage of net sales paid until Wisr AI’s customization expenses are fully repaid.
• Ongoing Royalty: Percentage of net sales thereafter.
• Exact royalty percentages to be mutually agreed in the definitive agreement.
• Timeline: Definitive Agreement targeted for completion by 28 Feb 2026; exclusivity period in effect until that date.
• Delivery Model: Modular Software‑as‑a‑Service (SaaS) platform.
• Strategic Rationale: Combines Wisr AI’s Agentic AI architecture with Moneylab’s banking‑focused risk analytics to address the high incidence of third‑party security breaches in financial institutions (96% of Europe’s largest banks affected in past two years).

Notable Quotes

“Outdated tools are currently being used to solve complex, modern problems, leading to catastrophic results in the financial industry. By coupling Moneylab's deep understanding of bank volatility and margin optimization with Wisr's Agentic AI architecture, we plan to build a next‑generation platform.” – Rob Goehring, CEO, Wisr AI