XTM Signs Letter of Intent with AGORACOM RWA DBX for Preferred Share Tokenization of U.S. Subsidiary

Executive Summary

• XTM Inc. signed a binding Letter of Intent with AGORACOM RWA DBX to act as exclusive consulting agent for the tokenization of Preferred Shares in its U.S. subsidiary, XTM USA.
• The tokenization effort aims to raise non‑dilutive capital by issuing digital tokens backed by the subsidiary’s preferred equity, without affecting the company’s common share structure.
• AGORACOM will coordinate legal, technical and financial partners over a six‑month exclusivity period, with a definitive Consulting Agency Agreement expected within 90 days.

Key Details

• Parties Involved: XTM Inc. (CSE: PAID) and AGORACOM RWA DBX, a Dubai‑based consulting agency specializing in Real‑World Asset tokenization.
• Scope of LOI: Exclusive consulting relationship for six months to structure, ensure jurisdictional compliance, and execute the tokenization of Preferred Shares of XTM USA.
• Target Market: XTM USA’s Earned Wage Access platform serves an estimated 150,000+ daily wage earners in North America (projected 2026 market).
• Financing Objective: Unlock non‑dilutive capital via digital asset markets; no creation of blockchain tokens tied to XTM’s common equity or public listing.
• Compensation & Terms: LOI includes exclusivity, preliminary compensation structure, and intent to finalize a Consulting Agency Agreement within 90 days.
• Strategic Rationale: Provides new capital channels while preserving existing cap table and operational control; positions XTM as an early adopter of RWA tokenization among small‑cap public companies.
• Future Updates: Additional announcements will be made regarding token structure, jurisdiction, listing partners, and milestone achievements.

Notable Quotes

“This agreement reflects our commitment to exploring innovative, non‑dilutive funding solutions that align with XTM’s long‑term growth strategy,” – Marilyn Schaffer, CEO, XTM Inc.

“XTM is one of the first publicly listed small cap companies in North America to pursue a Real‑World Asset tokenization strategy of this kind with us,” – George Tsiolis, Founder, AGORACOM RWA DBX.