Wisr AI, Moneylab form partnership on predictive cyber

Executive Summary

• Wisr AI Systems Inc. has entered into a Memorandum of Understanding (MOU) with Moneylab Technologies Inc. to collaboratively develop an Agentic AI cybersecurity threat prediction platform tailored for the financial services sector, specifically targeting regional banks and credit unions in North America.
• The partnership aims to combine Wisr AI’s Agentic AI architecture with Moneylab’s risk assessment capabilities to create a proactive security solution that addresses third-party vendor risks, supply chain vulnerabilities, and brand integrity issues.
• The commercial structure involves a two-part royalty payment system where Moneylab will pay Wisr AI an accelerated royalty based on net sales until customization expenses are repaid, followed by a continuing royalty; a definitive agreement is targeted for completion by February 28, 2026.

Key Details

• Parties Involved: Wisr AI Systems Inc. (Vancouver-based technology company) and Moneylab Technologies Inc. (AI-native platform for 8,000+ regional banks and credit unions).
• Objective: Development of an advanced AI-driven cybersecurity threat prediction platform focused on real-time monitoring, anomaly detection, and predictive threat mitigation.
• Target Market: Regional banks and credit unions across North America.
• Technical Approach: Utilization of Wisr AI’s Agentic AI architecture to ingest and interpret real-time global signals.
• Key Risk Vectors Addressed:
  • Vulnerability and Exploit Risk: Tracking technical weaknesses to estimate exploit likelihood.
  • Supply Chain and Third-Party Risk: Dynamically evaluating vendor exposure, addressing the fact that 96% of Europe's largest financial services organizations have been affected by third-party security breaches in the past two years.
  • Brand Integrity: Using a "Confidence Risk Index" to track public sentiment across news and social media.
  • Dark Net Risk: Monitoring leaked corporate credentials and data on the dark web via a "Dark Net Risk Score."
• Commercial Structure:
  • Model: Modular Software-as-a-Service (SaaS).
  • Payment Terms: Two-part royalty system.
    1. Accelerated royalty based on a percentage of net sales of the Moneylab application until Wisr AI's customization expenses are fully repaid.
    2. Continuing royalty based on a percentage of net sales thereafter.
  • Specific Percentages: To be mutually agreed upon in the definitive agreement.
• Timeline:
  • Definitive Agreement Target: February 28, 2026.
  • Exclusivity: The period leading up to the definitive agreement is exclusive.
• IP Ownership: To be finalized in the definitive agreement.

Notable Quotes

• "Outdated tools are currently being used to solve complex, modern problems, leading to catastrophic results in the financial industry. By coupling Moneylab's deep understanding of bank volatility and margin optimization with Wisr's Agentic AI architecture, we plan to build a next-generation platform. This system will empower institutions to anticipate cyber threats and move decisively from reactive compliance to proactive security, strengthening their defences for sustained growth and trust in a digital-first economy." — Rob Goehring, Chief Executive Officer of Wisr AI