Hampton Financial loses $4.21-million in fiscal 2025

Executive Summary

• Hampton Financial Corp. reported its financial results for the fourth quarter and full year ended August 31, 2025.
• The company reported a net loss for both the quarter and the full year, with Q4 revenues declining 23% year-over-year, while full-year revenues increased 5%.
• Management highlighted improving industry conditions, declining interest rates, and accelerating commercial lending activities as drivers for optimism in 2026.

Key Details

• Fourth Quarter Results (Ended Aug. 31, 2025):
  • Revenues: $2,591,000 (down 23% from $3,351,000 in the prior year period).
  • Net Loss: ($900,000), or ($0.02) per share.
• Full Year Results (Ended Aug. 31, 2025):
  • Revenues: $10,317,000 (up 5% from $9,794,000 in fiscal 2024).
  • Net Loss: ($4,213,000), or ($0.08) per share.
  • Adjusted Net Loss (excluding non-recurring and non-cash items): ($2,428,000), or ($0.05) per share.
  • EBITDA: ($1,472,000) compared to ($535,000) in fiscal 2024.
• Corporate Developments & Strategy:
  • The company noted that declining interest rates have stimulated economic activity and its corporate finance business is increasing rapidly.
  • Initiatives include cost reduction and expansion of wealth management, capital markets, and commercial lending operations.
  • Operations include Hampton Securities Ltd. (HSL) for wealth management and capital markets, and Oxygen Working Capital Corp. (OXY) for commercial lending (factoring and term financing).
  • Unaudited interim financial statements and management’s discussion and analysis are available on SEDAR+.

Notable Quotes

• "Our full-year results reflect both a challenging year behind us and a promising year ahead. Capital markets activity is strengthening, and our commercial lending activities are accelerating and provided considerable optimism for 2026 and beyond," said Hampton executive chairman and chief executive officer Peter Deeb.