The FUTR Corporation and EQIBank Announce AI-Agent-Native Digital Banking Joint Venture

• On April 7 2026 FUTR Corporation entered a binding Letter of Intent (LOI) with EQIBank and its affiliates to form an AI‑Agent‑native digital banking joint venture.
• The JV will be owned 75% by FUTR and 25% by EQITTrade, with up to 15 million FUTR common shares issuable on a milestone‑basis (technical integration, commercial launch, funded accounts, user growth – targeting ≤1 M verified active users within 36 months).
• Commercial launch is targeted for H2 2026, subject to regulatory approvals and execution of definitive agreements.
• The JV will embed multi‑currency accounts, card products, stablecoins, crypto lending & trading into the FUTR Agent App; all revenues from these solutions accrue to the JV with net income split per ownership stakes.
• Management highlighted dual growth channels: consumer‑facing app and integration into EQIBank’s Banking‑as‑a‑Service ecosystem.

• The LOI represents a genuinely new, unexpected strategic move that expands FUTR from payments/insurance add‑ons to a full‑service digital banking platform backed by an established global bank.
• Milestone‑linked equity issuance (up to 15 M shares) could represent ~30‑40% dilution at current share count (~40 M), indicating the market views the upside as substantial enough to warrant significant potential dilution.
• However, the announcement remains at the LOI stage; definitive agreements, regulatory clearances and execution of technical milestones are still pending. The commercial launch target (H2 2026) is ambitious but not guaranteed.
• Compared with prior news (e.g., dealer partnerships, Payments 2.0 launch, insurance integration), this JV is a step‑change in scope and revenue potential, making the impact materially positive rather than merely routine.

FUTR Corporation operates an AI‑Agent platform that combines consumer‑finance tools (payments, insurance quoting, rent‑reporting) with token‑based incentives. Its flagship product, the FUTR Agent App, aims to monetize user data while delivering personalized financial services. The company has expanded through strategic dealer partnerships (NYSADA, Tax Max), Payments 2.0 platform upgrades, and integrations with Southampton Financial (insurance) and Zonetail (rent‑reporting). The newly announced EQIBank JV represents the next evolution toward a full‑service digital banking offering.