Galaxy Launches GalaxyOne, Bringing Institutional-Quality Financial Offerings to Individual Investors

Executive Summary

• Galaxy Digital Inc. launched GalaxyOne, a unified fintech platform that offers U.S. individual investors high‑yield cash accounts, crypto trading, and commission‑free equity brokerage in one digital experience.
• The platform introduces Galaxy Premium Yield with an 8.00% APY for accredited investors (minimum $25k, capped at $1 million per investor, total cap $250 million) and a GalaxyOne Cash account paying 4.00% APY on FDIC‑insured deposits.
• GalaxyOne also provides crypto trading, stock lending, fractional share brokerage, and IRA options, expanding the company’s retail footprint beyond its institutional base.

Key Details

• Platform Availability: Mobile (iOS/Android) and web for U.S. residents; launch date 6 Oct 2025.
• Galaxy Premium Yield:
• 8.00% APY on an investment note issued by Galaxy Digital LP.
• Minimum investment $25,000; max $1 million per investor.
• Total investment cap $250 million.
• Interest accrues daily, paid monthly into the GalaxyOne Cash account.
• GalaxyOne Cash:
• 4.00% APY on cash deposits, FDIC‑insured up to $250,000 via Cross River Bank.
• Crypto Offering: Trading of BTC, ETH, SOL and other blue‑chip digital assets with transparent pricing, recurring purchases, and real‑time execution. Custody provided by Paxos Trust Company.
• Brokerage Services:
• Commission‑free access to >2,000 U.S. stocks/ETFs.
• Fractional share trading (minimum $10 per trade).
• Traditional & Roth IRA accounts available.
• Stock lending program for eligible securities (optional participation).
• Leadership: Platform led by Zac Prince (Managing Director) with former Fierce CEO Rob Cornish as CTO.
• Strategic Context: GalaxyOne builds on the acquisition of the Fierce platform (2024) and sits alongside GalaxyOne Institutional, extending institutional‑grade infrastructure to retail investors.
• Forward‑Looking Statements: Includes expectations for product roadmap, potential APY adjustments with 30‑day notice, and regulatory compliance disclosures.

Notable Quotes

“We've spent years building institutional-quality infrastructure to serve the world's most sophisticated investors. Now, we're extending that edge to individuals,” – Mike Novogratz, Founder & CEO, Galaxy Digital Inc.

“GalaxyOne delivers exactly that: a unified opportunity to earn yield on cash, trade crypto, and access U.S. equities, all supported by Galaxy's financial discipline, institutional oversight, and professional team trusted by some of the world's most sophisticated institutions,” – Zac Prince, Managing Director, Galaxy Digital Inc.