Northwire Canada EditionSunday, July 12, 2026
Sign inSubscribe
Northwire
⌕
GLDN 0.055 +0.0% BRON 0.040 +0.0% BTO 5.43 −0.7% ESK 0.365 −2.7% AUMN 0.275 +0.0% GGX 0.040 +0.0% S 0.155 +29.2% NNX 0.035 +0.0% ABX 51.90 −0.6% TTS 2.40 −4.0% FCI 0.400 −9.1% GR 0.075 +0.0% AII 23.38 +12.4% TUNG 1.72 +1.8% LGO 1.01 −2.9% EMM 0.080 +0.0% GLDN 0.055 +0.0% BRON 0.040 +0.0% BTO 5.43 −0.7% ESK 0.365 −2.7% AUMN 0.275 +0.0% GGX 0.040 +0.0% S 0.155 +29.2% NNX 0.035 +0.0% ABX 51.90 −0.6% TTS 2.40 −4.0% FCI 0.400 −9.1% GR 0.075 +0.0% AII 23.38 +12.4% TUNG 1.72 +1.8% LGO 1.01 −2.9% EMM 0.080 +0.0%
Earnings

E-L FINANCIAL CORPORATION LIMITED ANNOUNCES SEPTEMBER 30, 2025 FINANCIAL RESULTS

By The Northwire Desk — AI Analysis Nov 10, 2025 · 17:00 ELF · 16.9 E-L FINANCIAL CORP. LTD.
ELF · Price

Executive Summary

  • E‑L Financial reported a Q3 2025 consolidated net income of $570 million ($1.68 per share), up 15% year‑over‑year.
  • Net equity value per common share rose to $24.86, a 6% increase versus the prior quarter and 10% above September 2024.
  • The company disclosed a 100‑for‑1 reverse share split approved on May 7, 2025 (effective May 23–30, 2025).

Key Details

  • Q3 2025 Consolidated Results – Net income $570 M ($1.68/share) vs. $497 M ($1.471/share) in Q3 2024.
  • First Nine Months 2025 – Net income $1,021 M ($3.00/share) vs. $1,277 M ($3.761/share) in the same period 2024.
  • Net Equity Value per Share – $24.86 as of Sept 30 2025 (↑6% from Dec 31 2024; ↑10% from Sept 30 2024).

Segment Performance

  • E‑L Corporate
  • Q3 net income $477 M vs. $321 M in 2024 (driven by a net gain on investments of $581 M vs. $325 M).
  • YTD net income $827 M vs. $1,013 M in 2024 (investment gains fell to $884 M from $1,169 M).
  • Empire Life
  • Q3 net income $93 M vs. $176 M in 2024 (lower due to reduced investment/insurance finance results).
  • YTD net income $194 M vs. $264 M in 2024; Life Insurance Capital Adequacy Test ratio at 145% (down from 151%).

Share Split

  • Approved May 7, 2025: 100‑for‑1 reverse split (shareholders received 99 additional shares for each share held on record date, May 23, 2025).
  • All per‑share figures in the release have been retroactively adjusted to reflect the split.

Non‑GAAP Measures

  • The company uses net equity value per common share and assets under management as supplemental performance metrics.

Notable Quotes

(No direct quotes were provided in the release.)

Read the original news release →

More from E-L FINANCIAL CORP. LTD.

May 12, 2026 · 11:00

E‑L Financial’s Empire Life crumbles under market headwinds, dragging Q1 profit to a shadow of last year’s

Earnings Mar 05, 2026 · 16:05

E-L FINANCIAL CORPORATION LIMITED ANNOUNCES DECEMBER 31, 2025 FINANCIAL RESULTS

Earnings Aug 07, 2025 · 16:05

E-L FINANCIAL CORPORATION LIMITED ANNOUNCES JUNE 30, 2025 FINANCIAL RESULTS

Earnings